JKSSB Recruitment Advt 04/2026 Online Form 2026

The Jammu & Kashmir Services Selection Board (JKSSB) has announced recruitment notification number 04/2026 for 130 vacant posts in the banking sector across J&K. JKSSB is the primary recruitment authority for the Union Territory of Jammu & Kashmir, conducting examinations for various government departments. This recruitment is aimed at filling multiple positions in the banking department through a competitive selection process. Candidates from across India meeting the eligibility criteria can apply online through the official JKSSB portal. The selection will be based on written examination followed by document verification and other stages as per the recruitment rules.

Important Dates

Note: Exact dates to be announced in the official notification

Vacancy Details (Typical / Indicative)

Vacancy distribution subject to final notification and may include horizontal reservations for PWD, Ex-Servicemen, etc.

Educational Qualification

• Minimum Qualification: Any Graduate degree from a recognized University/Institution
• Bachelor's degree in any discipline (B.A./B.Sc./B.Com./B.Tech/BBA or equivalent)
• Candidates appearing in final year examinations may also apply (subject to producing proof of passing at document verification stage)
• Degree must be recognized by UGC/AICTE/relevant statutory body

Age Limit

Age as on 01-01-2026:

Nationality

• Candidate must be a citizen of India
• For certain posts, domicile of Jammu & Kashmir Union Territory may be mandatory
• Candidates should refer to the detailed notification for specific domicile requirements

How to Apply

1. Visit the official JKSSB website at www.jkssb.nic.in
2. Click on the 'Recruitment' or 'Apply Online' link on the homepage
3. Register as a new user by providing basic details (Name, Email ID, Mobile Number)
4. Verify your registration through OTP sent to registered mobile/email
5. Login using your credentials and complete the application form with personal, educational, and other required details
6. Upload scanned copies of recent photograph (JPG format, 10-50KB) and signature (JPG format, 5-20KB) as per specified dimensions
7. Select your preferred examination centre from the available options
8. Pay the application fee online through Net Banking/Credit Card/Debit Card/UPI
9. Submit the application form and save the confirmation page
10. Take a printout of the submitted application form for future reference

Application Fees

Payment mode: Online only (Credit Card/Debit Card/Net Banking/UPI)

Selection Stages

1. Computer Based Test (CBT): Objective type written examination covering topics like General Knowledge, Quantitative Aptitude, Reasoning, English Language, and subject-specific questions. Candidates will be shortlisted based on merit in CBT.

1. Document Verification: Shortlisted candidates will be called for document verification where original certificates of educational qualification, date of birth, category certificate, domicile certificate, and other relevant documents will be verified.

1. Medical Examination: Selected candidates may be required to undergo medical examination to ensure fitness for the post as per prescribed medical standards.

1. Final Merit List: Final selection will be based on marks obtained in CBT, subject to satisfactory document verification and medical fitness. Merit list will be prepared category-wise.

Computer Based Test (CBT) Pattern (Typical / Indicative)

Negative Marking: 0.25 marks deduction for each wrong answer

Exam Mode: Online Computer Based Test (CBT)

Question Type: Multiple Choice Questions (MCQs) with four options

Detailed Syllabus

General Knowledge & Current Affairs

• Indian History (Ancient, Medieval, Modern)
• Indian Geography (Physical, Economic, Social)
• Indian Polity and Constitution
• Indian Economy and Five Year Plans
• General Science (Physics, Chemistry, Biology)
• Current National and International Events
• Sports, Awards and Honours
• Books and Authors
• Important Days and Dates
• Jammu & Kashmir specific current affairs and history

Quantitative Aptitude & Numerical Ability

• Number System and Simplification
• Decimal Fractions and Percentages
• Ratio and Proportion
• Average, Profit and Loss
• Simple and Compound Interest
• Time and Work, Time and Distance
• Area and Volume calculations
• Data Interpretation (Tables, Graphs, Charts)
• Partnership and Mixture Problems

Reasoning & Mental Ability

• Analogies and Similarities
• Classification and Series
• Coding-Decoding
• Blood Relations
• Direction Sense and Ranking
• Syllogism and Statement Conclusions
• Puzzles and Seating Arrangement
• Input-Output and Data Sufficiency
• Logical Venn Diagrams

English Language & Comprehension

• Reading Comprehension Passages
• Vocabulary (Synonyms, Antonyms)
• Grammar (Tenses, Articles, Prepositions)
• Sentence Correction and Error Detection
• Fill in the Blanks
• Phrase Replacement and Idioms
• One Word Substitution
• Active and Passive Voice

Computer Awareness/Banking Awareness

• Basics of Computer Hardware and Software
• MS Office Applications (Word, Excel, PowerPoint)
• Internet, Email and Networking basics
• Computer Security and Viruses
• Banking Terminology and Concepts
• Indian Banking System Structure
• RBI Functions and Monetary Policy
• Types of Accounts and Banking Services
• Recent Banking Sector Reforms

Salary Structure (Typical / Indicative)

Additional Benefits: Medical facilities, Leave Travel Concession (LTC), Pension/NPS contribution, Festival Advance, and other allowances as per J&K government rules. Actual salary may vary based on posting location and specific post designation.

Career progression in JKSSB banking posts follows a structured promotion policy based on service duration and performance. Employees can expect promotions from entry-level positions to supervisory and managerial roles within 5-10 years, with opportunities to reach senior positions through departmental promotion committees and internal examinations. Regular training programs and skill development initiatives further enhance career advancement prospects.

Admit cards for the JKSSB Banking Recruitment 2026 examination will be released approximately 10-15 days before the scheduled exam date on the official website www.jkssb.nic.in. Candidates must download their admit card using their registration number and date of birth. The admit card contains important details including exam date, time, venue, and instructions, and must be carried to the examination centre along with a valid photo ID proof.

The JKSSB will declare the result of the Computer Based Test within 4-6 weeks after the examination on its official website. Candidates can check their results by entering their roll number and date of birth. Category-wise merit lists will be published, and shortlisted candidates will be intimated via email/SMS for document verification. Final selection list will be published after completing all stages of recruitment.

Expected cutoff marks for JKSSB Banking Recruitment 2026 vary by category. Typically, General category candidates need to score 50-60% marks (60-72 out of 120), OBC candidates around 45-55% (54-66 marks), and SC/ST candidates 40-50% (48-60 marks) to qualify. Actual cutoffs depend on exam difficulty level, number of vacancies, and total applicants. Category-wise cutoffs are declared along with the final result.

Examination Centres

Jammu & Kashmir: Jammu, Srinagar, Kathua, Udhampur, Rajouri, Anantnag, Baramulla, Kupwara

North India: Delhi, Chandigarh, Gurugram, Noida, Lucknow, Dehradun

West India: Mumbai, Pune, Ahmedabad, Surat

South India: Bangalore, Chennai, Hyderabad, Kochi

East India: Kolkata, Patna, Ranchi, Bhubaneswar

Northeast India: Guwahati, Shillong

Candidates can select their preferred examination centre during online application. JKSSB reserves the right to add/cancel any centre depending on administrative feasibility.