IBPS Clerk Reserve List 2026 Out - Check 1st Provisional Allotment Status, Cut Off Marks & Download PDF

The Institute of Banking Personnel Selection (IBPS) has released the Reserve List and 1st Provisional Allotment for IBPS Clerk 2026 recruitment. IBPS Clerk is one of the most sought-after banking examinations in India, conducted annually to recruit clerical cadre personnel for various Public Sector Banks participating in the Common Recruitment Process (CRP). Candidates who qualify the Prelims, Mains examination, and document verification are allotted to participating banks based on their preference, merit, and vacancy availability. The Reserve List contains candidates who have qualified but are not part of the main allotment, and may be called if vacancies arise or selected candidates do not join. This recruitment provides entry into clerical positions at nationalized banks across India with opportunities for career growth.

Typical / Indicative Timeline (Dates vary by notification year)

Typical / Indicative Vacancy Distribution (Total vacancies approximately 6,000-8,000)

Note: Actual vacancies vary by participating banks and state-wise distribution

Educational Qualification

• Minimum Qualification: Graduate degree in any discipline from a recognized University or equivalent qualification recognized by Central Government
• Candidates appearing in final year/semester examinations can also apply (provisional)
• Valid percentage/CGPA as per University norms required
• Knowledge of local language (reading, writing, speaking) of the State/UT for which applied is mandatory

Age Limit

Age as on: July 1, 2025 (typical cut-off date)

Nationality

• Candidates must be either:
• A citizen of India, OR
• A subject of Nepal, OR
• A subject of Bhutan, OR
• A Tibetan refugee who came to India before January 1, 1962 with intention of permanently settling, OR
• A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, Vietnam with intention to permanently settle in India

1. Visit the official IBPS website at www.ibps.in
2. Click on 'CRP Clerks' section and locate the current year notification
3. Read the detailed advertisement and official notification carefully
4. Click on 'Click here for New Registration' link to register with basic details (Name, Date of Birth, Email ID, Mobile Number)
5. Note down the Registration Number and Password generated after provisional registration
6. Login using Registration Number and Password
7. Fill the online application form with personal details, educational qualifications, category, PWD status, preferences for state/bank allocation
8. Upload scanned documents: Recent photograph (4.5cm × 3.5cm, JPG format, 20-50 KB), Signature (JPG format, 10-20 KB), Left thumb impression (JPG format, 10-20 KB), Hand-written declaration (JPG format, 20-50 KB)
9. Verify all details entered in preview mode
10. Proceed to payment section and pay application fee online via Debit Card/Credit Card/Net Banking
11. Submit the application form after successful payment
12. Take printout of online application for future reference

Application Fee

Payment Mode: Online only (Debit Card/Credit Card/Net Banking)

1. Preliminary Examination (Prelims): Objective type online test conducted to shortlist candidates for Mains examination. Qualifying in nature with sectional and overall cutoffs.

1. Main Examination (Mains): Detailed objective type online test for candidates who qualify Prelims. This exam determines final merit list and is more comprehensive covering Reasoning, Computer Aptitude, General/Financial Awareness, English Language, and Quantitative Aptitude.

1. Provisional Allotment: Based on Mains examination merit, category-wise cutoffs, and state/bank preferences submitted by candidates, provisional allotment to participating banks is announced. Candidates receive allotment letters specifying the bank and state of posting.

1. Document Verification: Shortlisted candidates must appear for document verification at designated centers with original certificates (educational, category, age proof, nationality, experience certificates if claiming age relaxation). Failure to produce documents leads to disqualification.

1. Medical Examination: Candidates must be medically fit as per bank's medical standards. Medical examination is conducted post-allotment by designated medical authorities.

1. Final Appointment: After successful document verification and medical fitness, candidates receive joining letters from respective allotted banks and must join within stipulated time period.

1. Reserve List: Candidates on reserve list may be called for allotment if main list candidates do not join or additional vacancies arise during the recruitment cycle.

Preliminary Examination Pattern

Negative Marking: 0.25 marks deducted for each wrong answer

Note: Each section is separately timed. Candidates cannot switch between sections.

Main Examination Pattern

Negative Marking: 0.25 marks deducted for each wrong answer

Note: Each section is separately timed. Adequate number of questions in each test will be available in Hindi and English except English Language test.

English Language

• Reading Comprehension (passage-based questions)
• Vocabulary (Synonyms, Antonyms, Word meanings)
• Grammar (Error spotting, Sentence correction, Fill in the blanks)
• Sentence Rearrangement and Para Jumbles
• Cloze Test
• Phrase Replacement and Sentence Improvement
• Idioms and Phrases
• One-word Substitution

Numerical Ability / Quantitative Aptitude

• Number System and Simplification
• Percentages, Profit & Loss, Discount
• Simple Interest & Compound Interest
• Ratio and Proportion, Partnership
• Time and Work, Pipes and Cisterns
• Time, Speed and Distance
• Averages, Mixtures and Allegations
• Data Interpretation (Tables, Bar Graphs, Line Charts, Pie Charts)
• Mensuration (Area, Volume, Perimeter)
• Probability and Permutation-Combination
• Quadratic Equations
• Sequence and Series

Reasoning Ability

• Logical Reasoning (Statement-Conclusion, Statement-Argument)
• Syllogism (Venn Diagrams method)
• Coding-Decoding (Letter, Number, Symbol based)
• Blood Relations
• Direction Sense and Distance
• Order and Ranking
• Seating Arrangement (Linear, Circular, Rectangular)
• Puzzles (Floor-based, Box-based, Scheduling)
• Inequalities (Mathematical operations)
• Input-Output (Number/Word arrangement)
• Data Sufficiency
• Alphabet Test and Series
• Analogy and Classification

Computer Aptitude

• Computer Fundamentals and History
• Hardware and Software basics
• Operating Systems (Windows, Linux basics)
• MS Office (Word, Excel, PowerPoint basics)
• Internet and Email concepts
• Networking basics (LAN, WAN, Network devices)
• Computer Security (Virus, Firewall, Encryption)
• Database Management Systems basics
• Computer Abbreviations and Terminology
• Number Systems (Binary, Decimal, Hexadecimal)

General/Financial Awareness

• Current Affairs (National and International) - Last 6 months
• Banking and Financial Awareness (Banking terms, RBI functions, Monetary Policy)
• Indian Economy basics (GDP, Inflation, Budget)
• Government Schemes and Initiatives
• Awards and Honors
• Books and Authors
• Sports events and personalities
• Important Days and Dates
• Indian Banking System structure
• Financial Institutions (SEBI, IRDAI, NABARD, SIDBI)
• International Organizations (IMF, World Bank, WTO, UNO)
• Indian Constitution basics
• Science and Technology developments

Typical / Indicative Salary Structure for IBPS Clerk in Public Sector Banks (as per 11th Bipartite Settlement)

Additional Benefits: Provident Fund (PF), Pension, Gratuity, Medical Insurance for self and family, Leave Travel Concession (LTC), Performance-linked incentives, Subsidized loans, Children education allowance

Annual Increment: Approximately ₹980 per year with progression through 13 stages in the pay scale

IBPS Clerk positions offer excellent career progression in public sector banks with promotion opportunities through internal examinations and seniority. Clerks can be promoted to Officer cadre (Scale I) after minimum service period of 2-3 years through JMGS-I examination, followed by further promotions to Middle Management (Scale II-III) and Senior Management (Scale IV-VII) positions through performance and internal assessments. With experience and dedication, clerks can eventually reach General Manager level positions in 25-30 years of service, making it a stable and rewarding long-term career.

IBPS releases admit cards for Prelims and Mains examinations separately on its official website approximately 10-15 days before the respective examination dates. Candidates must login to the IBPS portal using their Registration Number and Password to download their e-admit card, which contains examination center details, reporting time, and important instructions. No physical admit card is sent by post, and candidates must carry a printed copy along with valid photo ID proof (Aadhaar Card, PAN Card, Driving License, Passport, or Voter ID) to the examination center for verification.

IBPS declares Prelims results typically 2-3 weeks after the examination, followed by Mains results within 4-6 weeks of the Mains exam. Results are published on the official IBPS website where candidates can check their scores and qualifying status by logging in with credentials. The final merit list and provisional allotment are declared after completion of all stages, usually 2-3 months after the Mains examination, containing state-wise and bank-wise allotment details along with cutoff marks for different categories.

Typical / Indicative Cutoff Marks for IBPS Clerk vary by category and state preference. For Prelims, General category cutoffs range between 75-82 marks out of 100, OBC 68-75, SC 60-68, and ST 55-62 marks depending on difficulty level and competition. For Mains examination, General category cutoffs typically range from 140-160 marks out of 200, with proportionate relaxation for reserved categories. States like Maharashtra, Karnataka, and Tamil Nadu generally have higher cutoffs due to greater competition, while northeastern states and Union Territories may have comparatively lower cutoffs.

North: Delhi NCR, Chandigarh, Lucknow, Jaipur, Patna, Ranchi, Dehradun, Shimla, Jammu, Amritsar

South: Bangalore, Chennai, Hyderabad, Thiruvananthapuram, Kochi, Visakhapatnam, Coimbatore, Mysore, Vijayawada, Mangalore

East: Kolkata, Bhubaneswar, Cuttack, Rourkela, Sambalpur, Siliguri, Durgapur, Berhampur

West: Mumbai, Pune, Ahmedabad, Surat, Vadodara, Nagpur, Nashik, Rajkot, Indore, Bhopal, Goa

Northeast: Guwahati, Shillong, Agartala, Aizawl, Kohima, Imphal, Itanagar, Dibrugarh

Central: Raipur, Bilaspur, Jabalpur, Allahabad, Varanasi, Kanpur

Note: Exact centers subject to availability and IBPS discretion